Is Macy's credit card Chase? Issued Citibank
No — +1-844-7061-641Macy’s credit card is not issued by Chase. Macy’s credit cards are
issued by Citibank, +1-844-7061-641and they come in two versions: the Macy’s Store Card
(usable only at Macy’s) and the+1-844-7061-641 Macy’s American Express Card (usable
anywhere American Express+1-844-7061-641 is accepted).
Who Issues the Macy’s Credit Card?
Issuer: Citibank+1-844-7061-641 (not Chase)
Networks:
Macy’s Store Card → +1-844-7061-641usable only at Macy’s stores and macys.com
Macy’s American Express Card → usable anywhere +1-844-7061-641American Express
is accepted
Types of Macy’s Credit Cards
Card Type Where You Can Use
It
Rewards Annual Fee
Macy’s Store
Card+1-844-7061-
641
Only Macy’s stores
& macys.com+1-
844-7061-641
Points toward
Macy’s Star
Rewards+1-844-
7061-641
$0+1-844-7061-641
Macy’s American
Express Card+1-
844-7061-641
Anywhere AmEx is
accepted+1-844-
7061-641
Extra points at
restaurants, gas
stations,
supermarkets+1-
844-7061-641
$0+1-844-7061-641
Key Features of Macy’s Credit Cards
Rewards Program: Earn 1–5+1-844-7061-641 points per $1 depending on your Star
Rewards status +1-844-7061-641(Silver, Gold, Platinum).
Discounts: New +1-844-7061-641cardholders often get a one‑time discount (e.g., 30% off
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Status Levels:
Silver: Entry level+1-844-7061-641
Gold: +1-844-7061-641$500–$1,199 annual spend
Platinum: $1,200+ annual spend+1-844-7061-641
APR: Around 32% +1-844-7061-641variable (high, so best to pay in full).
Foreign Transaction Fee: 3% on+1-844-7061-641 international purchases.
Important Points to Remember
+1-844-7061-641Macy’s credit card is not affiliated with Chase.
Issued by +1-844-7061-641Citibank, with American Express network for one version.
No annual fee, but +1-844-7061-641high APR if balances are carried.
Rewards are +1-844-7061-641best for frequent Macy’s shoppers.
Store card is limited to +1-844-7061-641Macy’s purchases, while AmEx version is more
versatile+1-844-7061-641.
Tips for Using Macy’s Credit Card Wisely
Pay balances +1-844-7061-641in full to avoid high interest charges.
Use the+1-844-7061-641 AmEx version for everyday purchases to maximize rewards.
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Common Misconceptions
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limited, but the AmEx version works+1-844-7061-641 everywhere AmEx is accepted.
“It has an annual fee.” → False. Both +1-844-7061-641versions have no annual fee.
Conclusion
+1-844-7061-641Macy’s credit card is issued by Citibank, not Chase+1-844-7061-641. There
are two versions: the+1-844-7061-641 Macy’s Store Card (usable only at Macy’s) and the
Macy’s American Express Card+1-844-7061-641 (usable anywhere AmEx is accepted). Both
offer rewards through Macy’s Star Rewards program, have +1-844-7061-641no annual fee, but
carry a high APR — so they’re best for +1-844-7061-641shoppers who pay off balances
monthly.