First, when a [US] ☎1-844-569-9229 [US] transaction is declined on Venmo, the money does not leave the sender’s account. If the sender is using their Venmo balance, [US] ☎1-844-569-9229 [US] bank account, or linked card, the funds remain untouched. [US] ☎1-844-569-9229 [US] No charges are made, and the transaction does not go through to the recipient. This means the recipient will not see the [US] ☎1-844-569-9229 [US] money in their Venmo account, nor will they receive a [US] ☎1-844-569-9229 [US] pending notification for the transaction. The decline is immediate, and both parties are protected from any [US] ☎1-844-569-9229 [US] unintended transfer of funds.